FundFinder
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The "FundFinder" offers you a wealth of information on investment funds, as well as an overview of our different areas of investment expertise and our product range.

You will also find other useful information such as current fund prices, performance figures, the portfolio structure of our funds, numerous factsheets and publications.

Important disclaimer

For legal reasons the information contained in the following pages is directed at visitors from certain countries only.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content. Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund named in the following financial products section can be obtained free of charge by investors domiciled in Switzerland from the following addresses:
Bank J. Safra Sarasin Ltd
Elisabethenstrasse 62
Postfach
CH-4002 Basel

(as representative, payment office or sales agent for investment funds with fund domicile outside Switzerland and custodian bank or sales agent for investment funds with fund domicile in Switzerland)
J. Safra Sarasin Investmentfonds AG
Wallstrasse 9
Postfach
CH-4002 Basel

(as fund manager for investment funds with fund domicile in Switzerland)
Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content. Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund named in the following financial products section can be obtained free of charge by investors domiciled in Austria from the following addresses
Sarasin Investmentfonds SICAV and Sarasin Multi Label SICAV, Luxemburg:

Erste Bank der österreichischen Sparkassen AG
Graben 21
A-1010 Wien
(as payment office and tax representative)
Sarasin-FairInvest, Germany:

Erste Bank der österreichischen Sparkassen AG
Graben 21
A-1010 Wien
(as sales, payment and information office)
Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content. Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund named in the following financial products section can be obtained free of charge by investors domiciled in Belgium from the following addresses:


BNP Paribas Securities Services S.A.
Succursale de Bruxelles
Avenue Louise 489
B-1050 Bruxelles
(as representative and payment office)
Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content. Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund listed in the financial products section below are available free of charge for investors domiciled in Denmark from the following address:
Sarasin Investmentfonds SICAV, Luxembourg:
Main distributor:
Bank J. Safra Sarasin Ltd
Elisabethenstrasse 62
CH-4002 Basel
Switzerland
Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content. Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund named in the following financial products section can be obtained free of charge by investors domiciled in France from the following addresses:
Sarasin Investmentfonds, SICAV, Luxemburg:

BNP Paribas Securities Services S.A.
3 rue d'Antin
F-75002 Paris
Frankreich
(as representative and payment office)
Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content. Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund listed in the financial products section below are available free of charge for investors domiciled in Germany from the following addresses:
Sarasin Investementfonds SICAV and Sarasin Multi Label SICAV, Luxembourg:

J. Safra Sarasin (Deutschland) GmbH
Ottostrasse 3
80333 München
Deutschland
(as information or sales office)
Sarasin-FairInvest, Deutschland:

Universal-Investment-Gesellschaft GmbH
Am Hauptbahnhof 18
D-60329 Frankfurt am Main
(as capital investment company)
Landesbank Baden-Württemberg
Am Hauptbahnhof 2
D-70173 Stuttgart
(as custodian bank)
J. Safra Sarasin (Deutschland) GmbH
Kirchnerstrasse 6 - 8
60311 Frankfurt am Main
Deutschland
(as information or sales office)

Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content. Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund named in the following financial products section can be obtained free of charge by investors domiciled in Ireland from the following addresses:
Sarasin Investmentfonds SICAV, Luxemburg:

Sarasin & Partners LLP
5 Fitzwilliam Square
Dublin 2
Ireland
(als Facility Agent)
Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content. Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund named in the following financial products section can be obtained free of charge by investors domiciled in Italy from the following addresses:
Sarasin Investmentfonds SICAV, Luxemburg:
RBC Investor Services Bank S.A.,
69, route d'Esch, L-1470 Lussemburgo
Sarasin Investmentfonds, SICAV:
State Street Bank S.p.A.
Via Ferrante Aporti 10
I-20125 Milano
Italia
Société Générale Securities Services S.p.A.
Via Santa Chiara 19
I-10122 Torino
Italia
Sarasin Multi Label SICAV:
State Street Bank S.p.A.
Via Ferrante Aporti 10
I-20125 Milano
Italia
Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content. Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund named in the following financial products section can be obtained free of charge by investors domiciled in the Principality of Liechtenstein from the following addresses:
JSS Investmentfonds and JSS Investmentfonds II, SICAVs with fund domicile in Luxembourg:

SIGMA Bank AG
Feldkircher sStrasse 2
FL-9494 Schaan
Liechtenstein
(as representative and payment office)
Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content.
Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund named in the following financial products section can be obtained free of charge by investors domiciled in Luxembourg from the following addresses:
JSS Investmentfonds, SICAV und JSS Multi Label SICAV, Luxemburg:

RBC Investor Services Bank S.A.,
14, Porte de France
L- 4360 Esch-sur-Alzette
(as custodian bank, domicile office, principal paying agent and transfer agent)
Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content. Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund named in the following financial products section can be obtained free of charge by investors domiciled in the Netherlands from the following addresses:
Sarasin Investmentfonds SICAV, Luxemburg:

Bank J. Safra Sarasin Ltd
Elisabethenstrasse 62
CH-4002 Basel
Schweiz
Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content. Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund listed in the financial products section below are available free of charge for investors domiciled in Spain from the following address:
Sarasin Investmentfonds SICAV, Luxembourg:
Main distributor:
Bank J. Safra Sarasin Ltd
Elisabethenstrasse 62
CH-4002 Basel
Schweiz
Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content. Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund listed in the financial products section below are available free of charge for investors domiciled in Sweden from the following address:
Sarasin Investmentfonds, SICAV, Luxemburg:
SKANDINAVISKA ENSKILDA BANKEN AB (publ)
Custody Services,
SEB Merchant Banking
Rissneleden 110,
SE-106 40 Stockholm
Schweden
Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

Important legal information/Terms and Conditions of Use

Please read the following important legal information/terms and conditions of use (hereinafter “Important Legal Information”) carefully before entering the website of Bank J. Safra Sarasin Ltd (hereinafter referred to as the "Bank”). By accessing the website of the Bank you declare that you have read and understood this Important Legal Information and that you agree with all its terms and conditions. If you are not in agreement with individual conditions of this Important Legal Information or if you do not wish to accept them, we ask you to leave the website of the Bank.
Local legal restrictions
The use of the Bank’s websites is not permitted for persons (natural persons, legal entities or certain types of investors) for which the use of or access to the Bank’s website would contravene the applicable laws of their jurisdiction (on account of nationality or domicile/registered office of the person concerned or for other reasons). This applies in particular to citizens and inhabitants of the United States of America (“USA”).
Persons with residence/registered office in a jurisdiction in which a subsidiary, branch or affiliate of the Bank (hereinafter “Group Company”) is domiciled and in case such company is maintaining its own website, are kindly requested to switch to the relevant website of such Group Company (overview of Group Companies).
Not all the financial instruments, products and services presented on this website are available in all jurisdictions or are suitable for all investors in all jurisdictions. Whether or not a financial instrument, a product or a service may be offered to a certain person depends on the provisions of laws and regulations applicable in the relevant jurisdiction.
Intellectual property rights, copyright and trademark rights
The entire contents (including all elements contained in them) of the Banks website are protected by intellectual property laws including, but not limited to copyright, patent and trademark laws (all rights reserved).
Safra (Logo), Sarasin (Logo), Responsibly yours, Sarasin Prime Blend, Sarasin Pure Oak, Sarasin Sustainable Investment, Sarasin Sustainability-Matrix®, Sarasin Sustainability-Matrix (Logo), SWIPO, SWIPOC, Sarasin Swiss IPO Index, Sarasin Non Traditional AG, Sarasin International Securities Limited and Sarasin Horizon are trademarks of either the Bank or J. Safra Sarasin Group and are registered in a various jurisdictions.
Use of the Banks website does not grant the user any right to the contents, software, a registered trademark or other element of the Banks website. All ownership rights remain with the Bank or third parties as the case may be. Any reproduction (in full or partial), transmission (electronically or by other means), linking, alteration or use of the Banks website or of a registered trademark of the Bank for a public or commercial purpose is not permitted without the prior written consent of the Bank
No offer
The information provided on this website is for information purposes and personal use only and does not consider the personal circumstances of any individual investor. It does not constitute a promotion, recommendation, inducement, solicitation, invitation or offer to acquire, hold or sell the financial instruments mentioned on this website or other (financial) products or to engage in any services or other transactions or legal business. The information provided on the banks website including but not limited to this Important Legal Information, may be changed by the Bank at any time without prior notification.
No advice
The information and opinions provided on the Banks website neither constitute nor are they intended to be any type of advice or recommendations or intended as any kind of decision aids for investment or other decisions. The Bank recommends to seek expert advice before making any investment decision. No information contained on or accessed via the Banks websites may be construed as any contractual relationship between the users of the Banks website and the Bank or other providers of such information.
No guarantee
The Bank has taken due care in compiling the contents on this website. However, neither the Bank nor any of their affiliates or contracting parties provides any guarantee (including, but not limited to, liability in respect of content provided by third parties) concerning correctness, up-to-datedness, reliableness and completeness of contents on this website. In particular, there is no obligation on the part of the Bank to update or to remove contents on this website. All information is provided on an “as is” and “as available” basis without any representations or guarantees.
Furthermore, the Bank accepts no responsibility and gives no guarantee that the functions of the website will not be interrupted or that they are free from errors, that errors will be rectified or that the site or the relevant server is free from harmful elements and programs as for example but not limited to computer viruses, worms, Trojan horses.
Risk/performance
Past performance is no guarantee for future performance. Investments in foreign currencies are subject to direct and indirect exchange-rate fluctuations. Investments in emerging markets are subject to certain special risks, including but not limited to, a certain level of political instability, relatively non-predictable financial market trends and economic growth patterns, a financial market that is still developing as well as a weak economy. For some financial instruments there is no recognized market and it may therefore be difficult to deal in such instruments or obtain information about their value or the level of risk to which they are exposed. The value of the capital invested and the income from it (e.g. payments in connection with investment funds) are subject to fluctuations for various reasons and they may cease altogether. The Bank can therefore provide no guarantee for the performance of financial instruments, products or services and investors must be prepared and be in a position to accept substantial losses or even total loss of the capital invested.
Exclusion of liability
Neither the Bank nor their affiliates or contracting parties or third parties accept any liability and refuse, to the extend legally permissible, to accept any liability (including but not limited to liability for negligence and liability in respect of third parties) for any direct, indirect, or consequential losses or losses of profit or any type of losses associated with the use of this website and contents included therein or with the risks of financial markets.
Linked websites
Links provided on the Banks website are being provided as a convenience and for information purpose only. Using a link may cause you to leave the Banks website. The Bank has no control over and has not checked the websites of third parties linked to this website and does not accept any responsibility for their legality or their content. Such websites of third parties are also not subject to or bound by this Data Protection Information (compare respective section further below); the Bank is neither in charge or responsible for their content nor for the principles of such third parties regarding the handling of personal data. The Bank therefore recommends consulting and checking the individual privacy policies or terms of use of these third-party websites.
Use of electronic communication
The use of electronic communication (e.g. e-mail) is voluntarily. The sending of electronic communication via open networks (also compare the respective section further below) is unprotected and such communication can be lost, intercepted, read and altered by third parties. Even if the sender and recipient are located in Switzerland, electronic communications are frequently sent uncontrolled across borders. In addition to the content, the sender and recipient of the electronic communication can is visible to third parties. Consequently, a conclusion about a relationship with the Bank is possible. This also applies for electronic communications which are used in communication with the Bank (e.g. use of the website, e-services or social media).
The Bank is entitled to reply by electronic communication to electronic communications sent by the user to the Bank. However, subject to separate agreements, messages and orders (including payment orders) by electronic communication are not binding for the Bank for security reasons. The Bank accepts no liability for losses incurred from the use of electronic communication or due to orders placed by electronic communication not being executed or not being executed on time.
For technical reasons delivery of electronic communications cannot be guaranteed by the Bank. The Bank accepts no liability for losses due to late delivery or non-delivery of electronic communications.
Data protection information for the use of the website
By accessing and continuing to access the websites of J. Safra Sarasin Holding and Bank J. Safra Sarasin Ltd (together “Bank”, “we”, “our” or “us”) you accept this Data Protection Information for the Use of the Website (“Data Protection Information”) and confirm that you are 18 years of age or older.
This Data Protection Information applies to all personal data we obtain through your use of the Bank’s websites. Personal data is any information that relates to an identified or identifiable natural person or in certain cases a legal entity. Personal data are for example information on name, gender, address, email-address, telephone number, etc.
Depending on your individual situation additional provisions (e.g. General Terms of Contract and conditions of use for various services) may apply to certain kinds of data processing.
Additional information on data processing can further be found in the Data Privacy Statement of Bank J. Safra Sarasin Ltd (DE/EN/FR).
This Data Protection Information may be updated from time to time. The latest version in force and effect will always be published on the Bank’s websites.
Information collected when using the websites of the Bank
When you visit our websites the web server automatically records certain details of your visit (e.g. your IP address, the website which you are visiting us from and the Bank’s website you are visiting, including the date and duration of your visit). Such “Tracking data” is used to optimize the offering on the Bank’s websites and provide information on how you find out about our products and services and how you use them. However, it does usually not allow for you to be identified.
The Bank may also receive personal data which are transmitted to us by you via the websites of the Bank; e.g. if you complete a registration form or comment field for a newsletter, etc.
Handling of personal data
General
As part of our obligation to process your personal data in relation to the Bank’s websites in a transparent manner, we want to generically in inform you:
  • why and how the Bank collects, uses and stores your personal data on its websites;
  • the lawful basis on which your personal data is processed;
  • to whom your personal data may possibly be disclosed; and
  • what your rights and our obligations are in relation to such processing.
Why and how does the Bank collect, use and store your personal data
The Bank collects, uses and stores personal data for the following purposes:
  • Executing, processing and managing of products or services and contracts;
  • Statistics, planning and product development, business decisions (e.g. establishing of key figures for the use of services; developing of ideas for new or assessment of existing products, services and procedures);
  • Monitoring and managing risks (e.g. combating of fraud);
  • Marketing, market research, demand-oriented support optimization, improvement of the services (e.g. advertisements, events for clients and interested parties, cultural events, sponsorship and determination of future client needs or behavior, information of clients and interested parties on future products and services);
  • Technical management and development of the Bank’s website (incl. client and user administration);
  • Legal or regulatory obligations and compliance with official orders (e.g. in connection with money laundering and terrorist financing);
  • Protecting the lawful interests and rights of the Bank such as in the case of claims against the Bank or its clients;
  • For purposes otherwise specified.
What is the lawful basis on which your personal data is processed
Personal data collected on the websites of the Bank will only be used and processed respectively, if a legitimate legal basis for such use is given. Processing is considered legal and appropriate, if it is carried out, in particular
a) to perform contractual obligations;
b) in line with the need to balance interests and for the purposes of safeguarding legitimate interests respectively;
c) on the basis of your consent;
d) due to statutory requirements or in the public interest.
The Bank processes your personal data in accordance with the applicable laws on data protection and for as long as required.
To whom may your personal data possibly be disclosed
Within the Bank those units are given access to personal data which require them in order to perform the Bank’s contractual and statutory or official obligations or for the purposes described above.
Personal data may also be transferred to other recipients outside the Bank (“Third Parties”) in Switzerland or abroad; but only if certain conditions are met and only if those Third Parties are obliged to respect privacy. When transferring personal data internationally we make sure that we comply with applicable laws and regulations.
The Bank may also need to disclose your personal data to public authorities and institutions (e.g. the supervisory authorities in the fields of financial market and tax law, financial and tax authorities, criminal prosecution authorities, courts) insofar as a statutory or official obligation exists.
Disclosure may furthermore also be made to other companies within the J. Safra Sarasin Group for risk control purposes due to statutory or official obligation or for the purpose of outsourcing data processing activities within the J. Safra Sarasin Group.
What are your rights and our obligations in relation to such processing
You can ask the Bank whether personal data about you is being processed. You have a right to ask for rectification of inaccurate personal data we collect and process. Furthermore you have the right to request restriction of the use of your personal data.
If the Bank processes your personal data on the basis of your consent, you have the right to withdraw that consent at any time. Please note that such a withdrawal of your consent shall not affect the lawfulness of processing based on consent before such withdrawal. Furthermore, please note that the Bank may still be allowed to continue processing your personal data if other legitimate reasons exist.
You have a right to ask the Bank to stop processing your personal data, or to request deletion of your personal data.
Note: these rights are not absolute (e.g. sometimes there may be overriding interests or legitimate reasons that require the processing to continue). But the Bank will consider your request and respond to you with the outcome.
You may have the right to make a complaint to the responsible data protection authority.
In certain circumstances the Bank may process your personal data through automated decision-making, including profiling. Under certain conditions, you can request to discuss a decision taken by such automated decision-making.
Should you have a request regarding the processing of your personal data please send a letter or an email to the following address:
Bank J. Safra Sarasin AG
Data Protection Officer
Elisabethenstrasse 62
CH-4051 Basel
Switzerland
E-Mail Address: dataprotection@jsafrasarasin.com
Please note that the scope and extend of the rights described in this section depend on the data protection laws which are applicable in your case.
Transmission of data via an open network
Please note that if you visit the websites of the Bank, your data will be transmitted via an open network (i.e. the internet). The same will be the case when you use an open network to send your data, such as the internet or an e-mail-service-provider. In this context, the Bank would like to draw your attention to the fact that under such circumstances, your data is not protected from public access, as open networks are beyond the Bank’s control. Likewise, information transmitted over the Internet (such as online forms, emails, etc.) and content received online may be transmitted via third-party networks. If you use the Bank’s website or provide the Bank with your data via an open network (including third-party networks), the Bank would like to point out to you that this may allow third parties (e.g. network providers or the manufacturer of your device) to access your data wherever they are located and process it without your consent. Hence, open networks cannot be regarded as a secure environment. Therefore, the Bank cannot guarantee the confidentiality of communications or documents transmitted over such an open network. In addition, any transmission of data via such open network cannot be guaranteed to be secure or error-free as data may e.g. be intercepted, amended, corrupted, lost, destroyed, arrive late or incomplete, contain viruses or may be monitored. In particular, data sent via an open network may leave the country – even where both sender and recipient are in the same country – and may be transmitted to and potentially processed in third-party countries, where data protection may not reach the same level as in your country of residence.
Please note that not all websites of the Bank are made available by means of encrypted communication. In addition, while all online forms provided are largely protected against unauthorized access and loss of data integrity by the use of standard SSL encryption, where data is transmitted via an open network, the Bank cannot be held responsible for the protection of this data and it does accept no responsibility or liability for the security of your data during transmission. We, therefore, recommend avoiding the transmission of any confidential information via open networks.
For certain services (e.g. in case of e-services and e-banking), your data is transmitted with strong encryption.
Possible conflicts of interest
The J. Safra Sarasin Group and/or their board members, managers or staff may have invested in financial products in the past or they may be currently investing in financial products or invest in financial products in the future about which the Banks website contains information. Furthermore, it is possible that J. Safra Sarasin Group and/or their board members, managers or staff have rendered, are rendering or will render in the future services for the issuers of financial products about which the Banks website contains information, for example in investment banking, corporate finance or market-making services or as board members or as managers they may have participated in their managements, be doing so now or may do so in the future.
Certain sites or areas of the Banks website may contain additional terms, conditions, and important legal information (hereinafter “Additional Terms”). In case of conflict between this Important Legal Information and the Additional Terms, the Additional Terms will govern the respective sites or areas of the Banks website.
Reference sources for investment funds
The legal bases of an investment fund named in the following financial products section can be obtained free of charge by investors domiciled in Great Britain from the following addresses:
Sarasin Investmentfonds, SICAV, Luxemburg:

Sarasin & Partners LLP
Juxon House
100 St. Paul's Churchyard
GB-London EC4M 8BU
Sarasin Funds ICVC (UK OEIC Funds):

Sarasin Investment Funds Ltd
Juxon House
100 St Paul's Churchyard
GB-London EC4M 8BU
Sarasin Funds Management (Guernsey) Ltd (Guernsey Unit Trust Funds):

Sarasin Investment Management Limited
Juxon House
100 St. Paul's Churchyard
GB-London EC4M 8BU
Applicable law/place of jurisdiction
Access to and use of the Banks website as well as this Important Legal Information is subject to Swiss law. The place of jurisdiction is Basel.
Information on the use of cookies
What is a Cookie?
Cookies are small files which are stored on your electronic device to keep track of your visit to the websites of he Bank and your preferred settings when navigating and, as the case may be, to save the settings between your visits. Thus, the Bank can gather statistical information about the frequency of visits of certain areas of the website, and tailor the websites to be more useful and user-friendly.
Use of Cookies
Some Cookies used by the Bank mainly serve to operate parts of the websites and will be set automatically. The complete functionality of the websites cannot be granted without cookies. The Bank's websites also use so-called performance- and tracking-cookies for statistical purposes, as a means to continuously improve our websites and to provide you with the best possible user experience based on your needs. Only own cookies ("first-party cookies") and no cookies from third parties (“third-party cookies”) are used. This means that all cookies and data are exclusively managed internally by the Bank and are not transferred to third parties.
Please note that most internet browsers accept cookies automatically. However, you can decide against the use of Cookies at any time by deleting the Cookies, which were set by the websites. Furthermore, you can configure your browser to not save any Cookies or to only accept Cookies from specific websites on your electronic device or to always display a warning before receiving a new Cookie. Deactivating Cookies can, however, prevent you from using certain functions on our websites. On some electronic devices, Cookies are only persistent during a specific user session and will be deleted after the session is terminated.
Note: by using the websites of the Bank, you agree to the use of Cookies for the described purposes.
Analytic tools
The Bank uses analytic tools for the purpose of reporting in connection with the websites. This involves the creation of anonymized data and the use of Cookies to help analyze how users avail themselves of the Bank’s websites. The information about your use of the websites generated by these cookies, such as the
  • host name of the accessing electronic device (so-called IP address);
  • type/version of browser used;
  • operating system used;
  • referrer URL (website from which you are redirected to the Bank’s websites by clicking on a link);
  • date and time of server request;
  • device-specific information
are used exclusively for internal analysis purposes by the Bank and are not transferred to third parties.

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